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ACCOUNTS

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


SHARE SAVINGS ACCOUNTS

A minimum deposit of $25.00 is all that is needed to open a Share Savings Account (Regular) and entitles you to membership and privileges of being a credit union member. Dividends are compounded and paid quarterly on balances of $25.00 or more based on the average daily balance method.


FREE SHARE DRAFT (CHECKING) ACCOUNT

Debit Cards

No minimum balance and no per check charge


SHARE CERTIFICATES

Certificates generally pay a higher rate of interest than other savings accounts because a minimum investment of $500.00 is required and you leave your funds on deposit for a specified term. A variety of terms are available.


CHRISTMAS CLUB

Save year round for holiday shopping. Checks are mailed out each year during the second week of October.


TAX CLUB

Don’t let tax season get you down, open a tax club to pay your property or personal taxes.


VACATION CLUB

Save in advance for your next vacation.


FUEL CLUB

Don’t let the cost of heating oil get you down. You can set aside money all year to accommodate your winter heating needs without hurting your budget.


LOW CONSUMER LOAN RATES

Our consumer loan rates remain low. Financing is available for everything from new and used autos to RVs, four wheelers, motorcycles or just to pay off old debt.


DIRECT DEPOSIT & AUTOMATIC PAYROLL DEPOSITS

Your paycheck, pension, social security or other regular income can be automatically deposited at the credit union and we will disburse funds as you direct with no cost to you. Automatic deposit is the quick and easy way to save for Christmas, taxes, a family trip, or vacation.


ON-LINE BANKING

NSHCU on-line is available…24-7. On-line banking is always close by and is available on any PC with internet access. You may check your NSHCU account balances, review your account transactions to verify deposits, and cleared checks, and to transfer funds between your accounts. NSHCU on-line is your virtual connection to this credit union.


ON-LINE BILL PAY

You may use Northeast Schools and Hospital Credit Unions IPay Bill Paying service. Click link on home page for a demo


VERMONT NOTARIES PUBLIC

Northeast Schools and Hospital now offers Notary services. Stop by the office and we will be glad to help you.


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