| Loan Accounts |
| New Members Loans, some restrictions apply
Spring Fling up to $8000.00 10.99% (.03011)
Home Improvement up to $8000.00 9.% (.02466) must show Tax Bill |
|
|
| Share-Secured Loans |
| Share – Secured Loans |
4.35% APR |
up to 6 years-4% above last declared dividend rate |
| Share balance must equal loan amount |
|
| Vehicle Loans |
| New Vehicle Loans .01164% |
4.25% APR |
Up to 7 Years – never titled |
| 100% of sticker price |
| Used Vehicle Loans .01438% |
5.25% APR |
Up to 6 years on 2019-2018-2017 |
| 95% of blue book |
| Used Auto .01575% |
5.75% APR |
Up to 5 years on 2016-2015 |
| 90% of Blue Book |
| Used Vehicle Loans.01712% |
6.25% APR |
4 Years on 2014 and older |
| 80% of Blue Book |
|
| Recreational Vehicle Loans |
| Recreational Loans .01641% |
5.99% APR |
$1,000.00 to $5,000.00 4 years |
| Recreational Loans .01641% |
5.99% APR |
$5,001.00 to $10,000.00 5 years |
| Recreational Loans .01641% |
5.99% APR |
$10,001.00 to $20,000.00 6 years |
|
| Personal Loans |
| Personal Loans .03558% |
12.99% APR |
up to 4 years & under 42% debt to income ratio |
| $100 Minimum $4000 Maximum Line of Credit for those who qualify |
| Personal LOC Loans .03425% |
12.5% APR |
up to 4 years & under 42% debt to income ratio |
| $100 Minimum $8000 Maximum must be a member of 5 or more years |
|
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