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Share/Savings Accounts
$100,000 Maximum excluding checking
Club Accounts
Christmas-Tax- Fuel- Vacation-Special-Summer-House Hold .10% Div. Rate .00027% APY *
Share Draft Accounts
Should you request a check be written from your account, please email us to whether you would like the check mailed or will be picking the check up.
Regular Shares .10% Div. Rate .00027% APY *
$25 Minimum
Share Certificate Accounts
share certificates .40% Div. Rate .00109% APY *
$500 Minimum 6 months
Share Draft Accounts
Share Drafts 0 Div. Rate 0 APY *
Loan Accounts
New Members Loans, some restrictions apply

Summer Sizzler up to $8000.00 10.99% (.03011)

Home Improvement up to $8000.00 9.% (.02466) must show Tax Bill

Debt Consolidation up to $10,000.00 7.99% (.02189) New money only
Share-Secured Loans
Share – Secured Loans 4.10% APR up to 6 years-4% above last declared dividend rate
Share balance must equal loan amount
Vehicle Loans
New Auto    .00819% 2.99% APR Up to 7 Years – never titled
100% of sticker price
Used Vehicle Loans .01093% 3.99% APR Up to 6 years on 2020-2019-2018
95% of blue book
Used Auto .01232% 4.5% APR Up to 5 years on 2017-2016
90% of Blue Book
Used Vehicle Loans.01367% 4.99% APR 4 Years on 2015 and older
80% of Blue Book
Recreational Vehicle Loans
Recreational Loans .01641% 5.99% APR $1,000.00 to $5,000.00 4 years
Recreational Loans .01641% 5.99% APR $5,001.00 to $10,000.00 5 years
Recreational Loans .01641% 5.99% APR $10,001.00 to $20,000.00 6 years
Personal Loans
Personal Loans .03558% 12.99% APR up to 4 years & under 42% debt to income ratio
$100 Minimum $8000 Maximum Line of Credit for those who qualify
Personal LOC Loans .03425% 12.5% APR up to 4 years & under 42% debt to income ratio
Some restrictions apply
Fees & Disclosures
Deposit Account Fees
Regular Share accounts must have $25.00 to open account
Checking accounts must have $25.00 in account to cover cost of 1st checks
Loan Account Fees
Single Loan Application Fee $25.00
Joint Loan Application Fee $50.00
Miscellaneous Fees
CHECKING ACCOUNT FEES
NSF $29.00
Stop Hit Fee $25.00
Account Negative Fee $29.00
Share transfer automatic Fee $10.00
I Pay- inactive for 3 months $5.00

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