| Loan Accounts |
| New Members Loans, some restrictions apply
Winter Bash Loan up to $8000.00 10.99% (.03011)
Home Improvement up to $10,000.00 8.99% (.02463) must show Tax Bill |
| Debt Consolidation up to $10,000.00 9.99% (.02737) New money only |
| Construction Loan up to $10,000.00 8.99% (.02463) |
| Share-Secured Loans |
| Share – Secured Loans |
4.15% APR |
up to 6 years-4% above last declared dividend rate |
| Share balance must equal loan amount |
|
| Vehicle Loans |
| New Auto .01367% |
5.99% APR |
Up to 7 Years – never titled |
| 100% of sticker price |
| Used Vehicle Loans .01367% |
6.99% APR |
Up to 6 years on 2024-2023-2022 |
| 95% of blue book |
| Used Auto .01506% |
7.5% APR |
Up to 5 years on 2021-2020 |
| 90% of Blue Book |
| Used Vehicle Loans.01641% |
7.99% APR |
4 Years on 2019 and older |
| 80% of Blue Book |
|
| Recreational Vehicle Loans |
| Recreational Loans .01641% |
5.99% APR |
$1,000.00 to $5,000.00 4 years |
| Recreational Loans .01641% |
5.99% APR |
$5,001.00 to $10,000.00 5 years |
| Recreational Loans .01641% |
5.99% APR |
$10,001.00 to $20,000.00 6 years |
|
| Personal Loans |
| Personal Loans .03558% |
12.99% APR |
up to 4 years & under 42% debt to income ratio |
| $100 Minimum $8000 Maximum Line of Credit for those who qualify |
| Personal LOC Loans .03425% |
12.5% APR |
up to 4 years & under 42% debt to income ratio |
| Some restrictions apply |
|
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